Student debt: Is a degree worth the financial strain?

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Student debt has become a national crisis, with 43 million Americans carrying more than $1.7 trillion in debt. With some questioning the value of a college degree, efforts are being made to eliminate college from many corporations’ job requirements, while promoting skills training for “new-collar jobs.” Correspondent David Pogue talks with Wharton School of Business professor Peter Cappelli; Ken Frazier and Ginni Rometty of the OneTen Coalition; and with young people taking different approaches to higher education and the workforce.

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31 COMMENTS

  1. Sorry kids but it's YOUR student loan debt, it's YOUR problem. The idiocy of today's whiny, entitled spoiled brat millennials is that they think the taxpayers OWE them an education. THEY DON"T the US Supreme Court made that VERY clear. If she doesn't want to pay back her loans, so be it, but she will NEVER get a credit card, an apartment and it will keep her from getting a good job. Barrowing and repaying your loan is just a part of growing up. Today's millennials are like children who refuse to grow up and still live with their parents long after they graduate. It is NOT the government's responsibility to pay off YOUR student loan! Thank goodness for the US Supreme Court confirming it!

  2. A government that taxes people without doing anything for them is an illegitimate government. The U.S. government deficit-spends a trillion dollars a year and hands it over to defense contractors and the Pentagon. So they are perfectly capable of making college free with no strings attached and canceling existing student loan debt.

  3. 1) That graph they show at 1:34 where college cost diverge from the CPI is when government started to get into securing loans and the continued to deviated as shown as those programs increased and college charged more because they could and they had to pay for all the non vital amenities and marketing they used to attract students.
    2) She's 280K in debt for Penn State when Penn State is currently around 200K with housing/food plan for out of state. Maybe that's interest for paying less than minimums or maybe she did what so many others do which is to take out more loans for study abroad and/or other expenses beyond the basic cost of the school. Either way, it's just bad financial decisions that are the result of giving access to loans for insane amounts of money to kids who have no real world financial experience to understand what they are doing. One of my own kids just applied for colleges for Engineering and he applied to Penn State. It was second on his list for where he wanted to go but they didn't give him any merit scholarships and the final price tag of $200K was close to double the cost of a couple other schools where he was accepted and given merit. Even though the other schools had lower ranked programs, he had the common sense to realize Penn State was not worth almost twice as much as the other schools where he given large amounts of merit money.

  4. Millions would file for bankruptcy if they could. Only in America. Next step is to get married. Have a few kids. Get divorced. Move back home. The American way. Don't forget to apply for government assistance.

  5. At the very end of the video the gal living in the basement in San francisco couldn't answer if she thought her 280k student debt was worth a lifetime of financial struggle. Wow!! All she could say is she's thinking of returning to law school, presumably taking on more debt, in hopes of making more money. What she fails to see is there are plenty of lawyers who are eyebrow deep in debt and not making the money they thought they would be. She should not let go of that basement anytime soon.

  6. Instead of staying low, or no interest government loans, with a minimal fee structure, most Student Loan Debt is sold to, or generated by shareholder traded, for profit Student Loan CORPORATIONS. Student Loan Debt is a money making industry that creates a class of indentured servants. It is aided and abetted by Colleges and Universities everywhere, who are desperate, and ruthlessly soft peddle students into taking on huge educational loans to perpetuate their institutions. It has created a generational crisis that will affect this country into the next century when combined with unaffordable housing and healthcare, driving the US birthrate into the Abyss. And the Republican solution? Ban abortion.

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